Privacy Policy

1. Introduction

Paisa On Salary operates the website  https://www.paisaonsalary.com in partnership with NAMAN FINLEASE PRIVATE LIMITED, a registered NBFC. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our financial services.

2. Information We Collect

Personal Information: When you apply for a loan or use our services, we collect details such as your name, address, email, phone number, date of birth, gender, and employment type.

Financial Information: Includes bank account details, credit history, PAN card, Aadhaar number, and other documents required for financial assessment.

Usage Information: Includes technical data like IP address, browser type, device info, and browsing behavior.

Identification Documents: We may require scanned copies of government-issued IDs for identity verification.

3. How We Use Your Information

We use your information to evaluate loan applications, verify identity, prevent fraud, maintain your account, and comply with legal obligations including the Prevention of Money Laundering Act, 2002. We do not share your data with third-party marketers without your explicit consent.

4. Data Security

We implement technical and organizational safeguards including encryption, secure servers, and access controls to protect your data. However, no system is completely secure.

5. Your Rights

Subject to applicable laws, you have rights to access, correct, delete, or restrict the processing of your personal data. You may also withdraw consent for data use when no longer required, especially after loan closure.

6. Data Retention and Deletion

We retain personal data as necessary for internal records and compliance. You can request data deletion if your credit obligations are settled, subject to regulatory permissions.

7. Cookies and Tracking

We use cookies to enhance your experience and track website usage. You may adjust cookie settings in your browser.

8. Grievance Officer

For concerns regarding your data, please contact our Grievance Officer:

Phone: +91-9588534824
Email: support@paisaonsalary.in, paisaonsalary@gmail.com
Address: 88-E 2nd Floor Near Punjab and Sind Bank, Jindal Chowk Hisar

9. Updates to Privacy Policy

This Privacy Policy may be updated from time to time. Any changes will be posted on our website with the revised effective date.